The Top 10 benefits (obvious and unexpected) of a personal budget

By |2023-07-20T09:43:41+12:00August 23rd, 2023|Business Advice, Cash and Cashflow, General|

We all know having a #PersonalBudget can improve our finances, but budgeting has other unexpected benefits. From better communication to more effective personal goal setting, Pathfinder Solutions can help you reap the rewards of personal budgeting. "The budget is not just a collection of numbers, but an expression of our values and aspirations." –

The top 5 things to outsource in your business

By |2023-09-01T12:01:52+12:00August 9th, 2023|Business Advice, General|

Looking to scale your business? You'll need to work more on it and less in it. Outsourcing marketing, design, CFO (chief financial officer), bookkeeping and payroll can leave you free to focus on your core activities and strengths. Growing a successful, sustainable business involves spending more time working on it

New top tax rate for trusts – what does it mean for you?

By |2023-07-27T17:36:52+12:00July 26th, 2023|Business Advice, General|

The Government is proposing to align the trustee tax rate with the top personal tax rate of 39% for the 2024–25 and later income years (beginning 1 April 2024 for most trusts). The current trustee tax rate of 33% has been in place since 1989, when it was aligned with the top personal tax

Don’t bet your house on your business

By |2023-07-03T07:35:04+12:00July 12th, 2023|Business Advice, General|

Your house is your home. It's precious; don't place in it unnecessary jeopardy. We can help you protect your home and other personal assets from being caught up in any potential business issues. Here are just a few tips to get started. Suppliers and commercial landlords often ask you for

How to switch to the new Xero BNZ bank feed

By |2023-07-14T17:16:13+12:00July 2nd, 2023|Business Advice, General, News, Technology|

BNZ is changing the way its bank feeds into Xero work, making setup simpler and improving access to transaction data. To ensure your bank feed continues to work, you will need to reconnect your BNZ bank feeds to Xero by 14 August 2023. How to switch to the new Xero

Focus on the Future

By |2023-07-27T10:48:42+12:00June 22nd, 2023|Business Advice, General, Marketing|

Running a business during an economic recession can be challenging, but with structured planning you can steer your business towards success even in tumultuous times. In this blog, the third in our sure up your revenue series, we explore four ways in which you can prepare and guide your business through a recession.

Get cash confidence

By |2023-09-01T12:17:11+12:00June 7th, 2023|Business Advice, General, Marketing|

If there is ever a time you should be regularly focusing on your cash position, that time is right now! The way to do that is with a cashflow forecast. This will help you maintain visibility of your cashflow, bolster your cash confidence and ensure the stability of your business. Cashflow (not cash) is

Margin trumps marketing

By |2023-07-27T10:44:09+12:00May 23rd, 2023|Business Advice, General, Marketing|

Marketing is a great way to generate revenue (if you can convert the leads) but it needs to be considered alongside margin and productivity of your team. If you pour more dollars into marketing, generating more leads and ultimately more work, you create risk to your business in the following ways: Working harder for

Why your accountant is the mentor you didn’t know you needed

By |2023-07-27T12:49:43+12:00May 17th, 2023|Business Advice, General|

Looking for someone to guide you on your business journey? The ideal person could be right under your nose! Your accountant could be the mentor you didn't know you needed. #businessadvice #SmallBusiness #mentoring Business mentors can provide guidance and support to help business owners make informed strategic decisions and stay

How to create and nurture a great company culture

By |2023-04-14T15:01:38+12:00May 3rd, 2023|Business Advice, General|

An outstanding company culture has arguably never been more crucial, especially in such a tight recruitment market. Research by SEEK suggests that more than 75% of Kiwis think workplace culture is "important", and two-thirds say they'd decline a job offer if they discovered the business had a poor culture. But how do you develop

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